Specialist First Time Buyer Mortgage Advisors

Avoid your mortgage application from being declined.

Save time, your sanity and money by using our free first time mortgage advice service.

Receive an agreement in principle certificate within  2-4 hours  of speaking with us and start viewing properties tomorrow with confidence.

• Part of the Simply Group, £1.5 billion in mortgages arranged

• 96% success rate

• 10.2 days from application to offer

Connect With Our Experienced First Time Buyer Mortgage Advisors

We'll simply send you an email with the next step

Or call 01245 206 030

We will NEVER share your information with third parties

"Their expertise in finding the right product and explaining the process really helped put our minds at ease and having someone who responds quickly with transparency and plenty of detail is great. "

Ben & Amie (November 2024)

We're Trusted by 100+ Mortgage Lenders

We work with all major and specialist UK lenders, so whatever your situation, we’ll likely find a solution.



If not, we’ll explain why—and what you can do to change that.

We Stop First Time Buyer Mortgage Mistakes

Getting a mortgage can be tricky. Many first-time buyers unintentionally cause their mortgage applications to be declined.

Part of the Simply Group, Featured in:

What We'll Do

Buying your first home in the UK can be risky if you don’t fully understand the mortgage process. Many buyers get initial approval from lenders, only for the application to be rejected later after further checks. By then, weeks or even months may have passed, and estate agents might be considering putting the property back on the market.

We assess your credit file, income, and property type before approaching lenders, ensuring you meet their specific criteria. It’s not just about getting the best deal—it’s about making sure your application moves smoothly and quickly, keeping you in the strongest position in the chain.

Working with us from the start helps you avoid delays and reduces the risk of losing the home you’ve set your heart on.

Why first time buyers trust us

As a First Time Buyer, You'll Need Tailored Mortgage Advice

Our advice is personal.
We match mortgages to your needs, income, credit, goals, and property.

 The words 'standard' and 'mortgage'  should never be in the same sentence.

Fully Qualified Mortgages Advisors

Common First Time Buyer Mortgage Declines

Calculating Income Incorrectly

Calculating income wrong such as overtime, commission, net or gross profit of business etc.

Too Many Credit Checks

Getting declined and then subsequently trying again without understanding the cause. Multiple needless credit checks.

Lender/Property Type Mismatch

Applying for the wrong type of properties without understanding Loan-to-value criteria.

Wrong Documentation

Submitting the wrong documents causing weeks of delays or application decline.

Past Client reviews

We've been around a while and have picked up some great reviews. We used some clever technology to sum up our reviews so far. These were:

• Professional
• Responsive
• Trustworthy
• Efficient

"From the very beginning everything was smooth and explained clearly, they had no issues with answering any questions or concerns we had. Any issues throughout they was able to sort for us. Fantastic with updating and responding quickly."

Michael & Kayleigh (January, 2025)

FAQ

Ready to start?

• Obtain a AIP certificate

• Know how much it will cost

• Know your limits

• Get your documents in order

• Understand the fees involved

Make an offer

Connect With Our Experienced First Time Buyer Mortgage Advisors

We'll simply send you an email with the next step

Or call 01245 206 030

We will NEVER share your information with third parties